Whether a payment was made a couple of weeks late or a default notice has been served, it all amounts to bad credit. This makes it vastly more difficult to get any form of financing from a bank. The severity of any credit problem will usually be assessed by the lender, but sometimes no human decision making enters the equation at all.
Bad Credit Bank Accounts
Applying for a bad credit bank account usually results in an automated rejection from the lender. It can be surprising to find out that there are a number of basic bank accounts that are available for those with bad credit, serious debt problems and even undischarged bankrupts.
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